Because Promises Are Important To Keep


You've Promised Your Child A Bright Future
Education is the key to keeping that promise-but a college education can cost a lot of money. How much is "a lot"? The average cost of four years at a private college for a child born today is expected to be $240,000.1 Even a public university is expected to be half that amount! Feeling overwhelmed? 

Fortunately, New York Life and Upromise are working together to make it easier than ever to start saving for college.

What is Upromise?
Upromise is a free service that works like a frequent flier program. It allows you to save for a college education while spending money with hundreds of participating companies, stores, catalogs and Web sites.

Through Upromise, hundreds of companies-such as AT&T, McDonald's, General Motors, ExxonMobil, and New York Life-contribute a portion of what you spend with them into a college savings account through the Upromise Service.2 Even better, your family and friends can also sign up and contribute to your college savings as they spend! That means you don't have to shoulder the responsibility of saving for college entirely on your own.

Membership is free. Joining is easy and takes only a few minutes to complete. Simply log on to our Web site at http://www.newyorklife.com/upromise and follow the instructions. Once you become a Upromise member, you can begin to save money towards your child's education right away-as soon as your next shopping trip in fact!

New York Life Helps You Save For College
In conjunction with Upromise, New York Life can help you save. When you purchase a participating life insurance or variable annuity product3, New York Life will contribute money to your Upromise account, boosting your college savings. That means that while you are helping to protect your family's financial future, you can also help save for your children's college education.

So why not talk to an agent at New York Life? There's no cost or obligation. Simply click here.

1 The College Board 2001
2 All contributions will be held in a brokerage account with Upromise Investments, Inc., member NASD/SIPC and a wholly owned subsidiary of Upromise, Inc., neither of which are affiliated with New York Life and it's subsidiaries.
3 Issued by New York Life Insurance and Annuity Corporation (a Delaware Cororation) and offered through NYLIFE Securities Inc. (Member NASD/SIPC).